Model more than the 70% Rule
Deal Seeker Tools shows the 70% Rule as a quick screen, while the primary analysis uses the full modeled project and your investor targets.
House flipping deal analysis
Fix & Flip Calculator
Model the full flip—not just the 70% Rule. Estimate profit, total project cost, cash required, financing cost, break-even sale price, ROI, profit margin, and the highest offer that still meets your own targets.
Full project modelPurchase, rehab, financing, holding, sale and profit in one workflow.
Hard-money optionsModel as-disbursed or full-commitment interest assumptions.
Your targetsUse your own minimum profit, ROI, margin and duration requirements.
What this calculator is designed to show
Definition: A fix-and-flip calculator estimates the financial outcome of buying, renovating and reselling a property. A useful model should account for acquisition costs, rehab, financing, holding time and selling costs—not only ARV and a rule of thumb.
See financing cost clearly
Enter rate, points, fees, purchase financing, rehab financing and the interest basis that matches the lender structure you are evaluating.
Stress-test the exit
Compare the base case with more conservative rehab, sale-price and holding-time assumptions before treating the projected profit as dependable.
Solve for your maximum offer
The target-based maximum offer uses the full flip engine to find the highest purchase price that still satisfies the targets you entered.
How to use it
Use the calculator as a screening and decision-support workflow. Verify property, contractor, lender, insurance, tax and closing assumptions before relying on the output for a real transaction.
1
Enter acquisition and ARV assumptionsStart with purchase price, ARV or projected sale price, acquisition costs and the expected renovation scope.
2
Add rehab and financingChoose simple or advanced rehab detail and model cash, hard money, private, conventional or seller financing assumptions.
3
Add holding and selling costsInclude taxes, insurance, utilities, HOA, commissions, closing costs and other project expenses.
4
Review profit and downsideUse net profit, ROI, margin, break-even, cash required, stress scenarios and your target-based maximum offer together.
Run the numbers in Deal Seeker Tools
Open the live tool with the relevant analyzer selected, then replace the assumptions with the actual numbers for the deal you are evaluating.
Frequently asked questions
Is the 70% Rule the same as a full flip analysis?
No. Deal Seeker Tools treats the 70% Rule as a screening heuristic. The detailed flip analysis separately models acquisition, rehab, financing, holding and selling costs.
Does the calculator support hard-money loans?
Yes. The Fix & Flip analyzer includes hard-money and private-financing inputs, points and fees, rehab financing assumptions, and selectable interest-basis behavior.
What does maximum offer mean?
It is the highest modeled purchase price that still meets the investor targets you entered, based on the same project assumptions used by the flip engine.
Are taxes included automatically?
No. Enter the property-specific assumptions you want to model. Deal Seeker Tools is a screening and educational tool, not a substitute for a lender quote, contractor bid, title estimate or tax advice.